Bankruptcy Overview
Is Filing Bankruptcy For You?
At Walsh Law Firm, P.L.L.C., we help people in the northern region of Mississippi determine whether filing bankruptcy is the right legal action to take.
When you are in financial stress, even the simplest of things can seem overwhelming. We are here to help you make it through this tough time and get back on solid financial footing. We understand that credit card debt overload and other debt problems can happen to anyone. Contact us by email.
We want you to get a fresh start.
Call 662-205-6546 to arrange a free initial consultation with an experienced attorney concerning a bankruptcy matter.
Whether you are filing Chapter 7 bankruptcy as a business owner or as a consumer, or you are filing Chapter 13 bankruptcy, a few things stop immediately:
- No more harassing phone calls from creditors
- No further foreclosure, car repossession or writs of replevin may be taken until your bankruptcy matter is resolved
- No more wage garnishment
Once we file bankruptcy on your behalf, a few things start immediately:
- Relief from creditors’ harassment and collection efforts
- The beginning of your peace of mind
- The path back to financial solvency.
From the moment you retain Walsh Law Firm, P.L.L.C., your debt collectors must deal with us to get to you. We will safeguard your rights to the full extent of the law.
We understand that sometimes the only way to achieve debt relief is to file for bankruptcy. This is not a bad thing. Many people who call our office to inquire about bankruptcy think they are doing something wrong, but this is certainly not the case.
Once we help resolve a client’s financial difficulties, he or she understands that bankruptcy was the right step to take to get personal finances back under control. We help people regain control over their financial lives.
Chapter 13 bankruptcy used to be known as the wage earner’s bankruptcy but now anyone with a regular source of income can file one. It reorganizes your debt and allows you to pay your debts off steadily over time, from three to five years. If you are behind on your mortgage payment or car note, a Chapter 13 can help you bring it current over time. You also restore your credit during this time.
Chapter 7 bankruptcy helps discharge most unsecured debt. You may have to sell some of your assets, but many people who file Chapter 7 bankruptcy are able to keep all their assets because of exemptions allowable by law. An experienced bankruptcy lawyer can help you strike a good balance that will allow you to start over fresh as a business owner or as a consumer.
Providing You With Support When You Need It Most
Call an experienced lawyer at 662-205-6546. You may also feel free to contact us through email. We respond promptly to both phone calls and emails.
We are a debt relief agency helping people file bankruptcy under the Bankruptcy Code.
